BFTSC Algeria
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Introduction
What is Karta?
A modern wallet (card + app) and simple merchant rails designed for Algeria.
How we think
Focus on daily, high-frequency payments where convenience matters most.
Where it leads
From trusted communities to broader coverage as adoption grows.
Why now
The Problem
Fragmented
Cash-heavy flows, slow lines, inconsistent acceptance.
Opaque
Limited visibility for operators; harder to improve service.
High Friction
Complex setups and a clunky day-to-day experience.
Direction
Our Mission
1
Instant
Make everyday payments instant and delightful.
2
Trusted
Predictable rails, clear settlement, simple ops.
3
Local
Built for Algeria’s realities with a proudly local brand.
Product
What We’re Building
Wallet
Tap / scan / QR with balances, receipts, and history in one place.
Merchant Tools
Lightweight acceptance, settlements, exports, and profiles.
Insights
Volumes, peaks, repeats, and simple reporting for decisions.
Closed-Loop Rails
Fast and offline-tolerant modes for real-world constraints.
Build with us
Why Join
Impact
Daily life
Help make paying and getting paid feel easy.
Momentum
Ship fast
Small, focused releases with clear results.
Ownership
Early seat
Shape product, rails, and brand foundations.
Growth
Wide scope
Product, infra, ops, partnerships — hands-on.
Where it lands
Core Use Cases
Campus & Venues
Cafeterias, printers, events — one wallet for daily needs.
Local Merchants
Cafés, kiosks, bookstores, gyms — simple acceptance + data.
Transit & Access
Shuttles, gates, passes — one credential, many doors.
Communities
Clubs, festivals, pop-ups — quick setup, clear reporting.
Upside
Market Opportunity
High-frequency venues
Initial Focus
Phased rollout
Scaling
Actionable
Insights
Algeria is young and connected. There’s plenty of room to make everyday payments simpler.
How it sustains
Business Model
Core
- Usage-aligned revenue with a focus on value delivered.
- Clear, transparent terms for merchants and programs.
Add-ons
- Optional analytics and operational tooling.
- Programs, credentials, and reporting services.
Rollout
Go-to-Market
P1
Pilot Environments
Prove experience where usage is daily.
P2
Broader Coverage
Extend where community pull is strongest.
P3
Refined Playbooks
Document operations and quality bars.
P4
Alliances
Work with aligned institutions and distributors.
Under the hood
Tech & Security
Closed-Loop Ledger
Predictable performance and settlements.
Privacy by Design
Encrypted data at rest and in transit.
Reliability
Offline-tolerant acceptance modes.
Compliance-Ready
Built to align with local requirements.
Credibility
Social Proof & Credibility
Backed by BFTSC
Local payment specialists working with respected collaborators.
Experienced Team
Full-stack engineering, AI, and product ops with a ship-fast mindset.
Merchant-Led
Grounded in real merchant needs with ongoing pilot feedback.
Who builds
The Team
Engineering
Wallet, rails, and acceptance tooling.
Product & Design
Flows that feel instant and clear.
Ops & Partnerships
Launches, support, and playbooks.
Allies
Partners & Allies
Communities
Venues & Services
Local Merchants
Events & Festivals
Civic Stakeholders
Distributors
Tone
The Community Vibe
Practical, optimistic, and proudly local — for builders, students, and merchants.
Friendly
Fast
Reliable
Local
Inclusive
Good to know
FAQ
Is Karta a bank?
No — it’s a closed-loop payment system built for speed and fit.
How do merchants accept Karta?
Scan, tap, or lightweight POS with simple onboarding.
What makes it reliable?
Focused flows, offline-tolerant modes, and clear settlement.
Where does it launch?
We begin where everyday usage is most frequent and grow from there.
Karta 2025 by BFTSC
Smart payments for Algeria — designed with communities and merchants in mind.
